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Should it be a crime to spend money a bank accidentally put into your account?

★~DoctorWhoGuru~★ 2012/05/24 01:38:17
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Joseph Bucci woke up one day to find$70,000 in his Wells Fargo bank account, which previously had about $35 dollars, Phillyburbs.com reports. Police allege Bucci knew the money wasn’t his, but went on a monthlong spending spree anyway; now, he’s facing felony charges and seven to 14 years in jail.



Read More: Video:http://www.huffingtonpost.com/2012/05/23/joseph-bucci-wells-f...

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Top Opinion

  • Just Another Girl (5) 2012/05/24 04:56:07
    No
    Just Another Girl (5)
    +4
    If the bank makes a mistake and gives you money it shouldn't have and you turn around and spend it. You should have to pay it all back. But a crime? No, you didn't actually steal the money. It was given to you

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  • Brosia 2012/06/22 01:46:22
    No
    Brosia
    +1
    It is not your fault that someone made a mistake. They did it, they should pay the price.
  • beach bum 2012/05/27 03:04:58
    No
    beach bum
    +1
    it should not be a crime since they should be responsible for the intent
  • Jayfeather 2012/05/26 21:52:13
    No
    Jayfeather
    +1
    It's not my fault
  • Just me ♥ 2012/05/25 02:43:56
    Yes
    Just me ♥
    +1
    In this gentleman's case...YES. It's not like the bank accidentally deposited $50 that went unnoticed by this man in his account and he spent it....it was a large amount that he KNEW wasn't his and he went and spent it anyway.
  • Dweezle Just me ♥ 2012/05/25 03:55:31
    Dweezle
    +1
    I have heard of some Indians who were employees of B of A.that would shift large amounts of cash to & from dormant accounts to launder it. this was investigated by the FBI. A person I know was involved in the investigation.
  • Reggie☮ 2012/05/25 02:01:48
    Yes
    Reggie☮
    +1
    Clearly you know the money is not yours.
  • sandra 2012/05/24 23:07:25
    No
    sandra
    +1
    Unsure , It happened to me once to. The bank deposited someone elses pay check into my account, I knew it wasn`t my money, so of course I brought it up to the bank.
    I would have spent it but I knew I would have had to pay it back . lol
  • Helmholtz 2012/05/24 21:50:03
    No
    Helmholtz
    +1
    That's f*cking stupid.
  • Raymond Allamby 2012/05/24 14:26:27 (edited)
    No
    Raymond Allamby
    +2
    it should be a crime for the bank to make such a mistake. the law states, that if delivered to you in error, it's yours, at least as far as deliveries are concerned, should apply to money as well. if you get somebodies 70,000.00 diamond necklace in the mail, too bad for them.
  • Rebel Yell 2012/05/24 13:16:43
    Yes
    Rebel Yell
    +2
    LOL ! What a doophus ! Banks run audits all the time. Of course they would find the error. Anyone would half a brain would call the bank. A clerical mistake does not mean the bank " gifted" him. That is moronic.

    Look at it another way. You have $70,000 in your account. The bank mistakenly transfers that money to my account. Should I get to keep your money? After all, I didn't make any mistake. Not my fault. The money just showed up in my account. Mine... all mine. Right?
  • Ira Rebel Yell 2012/05/24 17:14:30
    Ira
    +2
    A fine argument. I do not even see the need for one. It is a no brainer that the money is not yours.

    What would happen if you moved it to an interest bearing account and earned say 50 bucks before they found it and requested it back. Can you keep the interest earned? Ad what should the tax rate be? LOL.
  • Dweezle 2012/05/24 13:05:26
    No
    Dweezle
    +2
    their error, their loss. now if he had a friend that was a bank employee, involved in the boo boo then I think he could be shown as being wrong.
  • strange_armour 2012/05/24 12:12:59
  • mewycg 2012/05/24 09:44:11
    Yes
    mewycg
    +2
    Well if they know that they're spending money they didn't earn then yes. If I suddenly have unlimited funds on my debit card when I hadn't before then something is wrong. Obviously it's not my money I'm having a spree on.
  • Dan 2012/05/24 07:43:52
    No
    Dan
    +3
    Funny, most banks don't have a problem with letting you spend their money as long as they can make a profit off it (see overdraft charges).
  • redhorse29 2012/05/24 06:28:02
    Yes
    redhorse29
    +2
    It is fraud and theft to take what you know does not belong to you. It is dishonest and immoral.
  • Dweezle redhorse29 2012/05/24 13:07:13
    Dweezle
    +4
    spoken like a true Wells Fargo executive
  • jackie Dweezle 2012/05/24 23:19:54
  • redhorse29 Dweezle 2012/05/25 06:32:01
    redhorse29
    No. Just someone that would return your lost wallet/purse intact, not take candy from your atop your desk without permission, return change to a cashier if they made error, etc. Just a goody-two-shoes.
  • Dweezle redhorse29 2012/05/25 12:23:52
    Dweezle
    To me it is a personal level & Corporate level. I also would go out of my way to return a persons wallet etc. and yes I have made cashiers aware when they made a mistake to my benefit. But I would not be as honest to a CORPORATE thief, especially one like Wells Fargo! Of course, I would not run out & spend the cash either. as I said before I would put it in an account to make the best interest on it and delay paying it back as long as possible. Keeping only the interest.
  • Dweezle redhorse29 2012/05/24 13:09:41
    Dweezle
    +1
    and it is only fraud when he personally took part in getting the funds.
  • redhorse29 Dweezle 2012/05/25 06:33:59
    redhorse29
    true. it is the act of knowing taking funds that are not yours. taking it is theft.
  • jackie 2012/05/24 06:18:22
    No
    jackie
    +3
    No its their fault not his. He only have $35 dollars.... wow. The money was given to him. he didnt steal it. all of the fault should go on the bank. The bank should be careful.
  • Just Another Girl (5) 2012/05/24 04:56:07
    No
    Just Another Girl (5)
    +4
    If the bank makes a mistake and gives you money it shouldn't have and you turn around and spend it. You should have to pay it all back. But a crime? No, you didn't actually steal the money. It was given to you
  • Dweezle Just An... 2012/05/24 13:12:46
    Dweezle
    +2
    true. I do not believe he should have spent the cash, had he been wise, he would have withdrawn the cash, put it in a short term investment, and do like the banks do themselves, delay returning the funds as long as possible while earning interest on the principal.
  • TheFightingPanties 2012/05/24 04:26:30
    No
    TheFightingPanties
    +3
    they shouldn't have put the money there, period. they gave it to him, they should be more careful with money.
  • Waiting in the Wings 2012/05/24 04:21:09 (edited)
    Yes
    Waiting in the Wings
    +2
    There needs to needs to be an "undecided" button. If it's a little amount ($100) you may mistakingly not realize, but if you suddenly have $10,000 in your account and you spend it, it obviously wasn't yours and you should go to jail. It's the bank's fault as it took them a month to figure it out.
  • apachehellfire65 2012/05/24 03:58:41
    Yes
    apachehellfire65
    +2
    you have to know it's not yours. and they will find it. this isn't twenty bucks for flucks sake! i have had this happen to me. not that large! it was only $2,ooo. but still enough for me to tell the bank.
  • Mrkando 2012/05/24 03:45:52
    Yes
    Mrkando
    +2
    He clearly knew this money was not his and had to know that he would be found out. He was willing to take that chance so will have to pay for his stupidity. Nothing in life is for free. Sooner or later a wrong will right itself and they best you can do in life is to not be on the wrong side of it.
  • Laura 2012/05/24 03:33:58
    No
    Laura
    +2
    I personally don't think so....it is NOT my fault they made a mistake and put it in MY account...my account is MY account...I should have the right to spend any money put into my account. Just my opinion though...lol
  • KarenInKenoshaWisconsin 2012/05/24 02:55:17
    Yes
    KarenInKenoshaWisconsin
    +1
    If it's an obvious amount, yes. It's the same as stealing and ignorance of the law is no defense.
  • Vitalani 2012/05/24 02:28:10
    Yes
    Vitalani
    +1
    Well yes, and it is.
  • Caedus01 Sith Lord of the P... 2012/05/24 02:25:22 (edited)
    No
    Caedus01 Sith Lord of the PHAET
    +2
    it's their mistake. Which they will eventually find and they WILL get that money back but no need to arrest anyone for it!..... But as I read the article .... that guy was out of his mind...... 500.00 maybe but 70,000??? yeah they aren't gonna notice that lol
  • nana 2012/05/24 02:17:17
    No
    nana
    +2
    why should he be charged it was their mistake
  • tommyg - POTL- PWCM-JLA 2012/05/24 02:01:15
    Yes
    tommyg - POTL- PWCM-JLA
    +2
    You'd have to be stupid to think it wouldn't catch up to you sooner or later.
  • EdVenture 2012/05/24 01:58:11 (edited)
    No
    EdVenture
    +1
    Not unless its a crime for them mis-using or losing my money or get in financial trouble.
  • Corsair 2012/05/24 01:51:11
    No
    Corsair
    +2
    Not our fault the banks can't keep their numbers in check. And how many times has the bank screwed a hard working citizen over? Many times. I think it's more justifiable than any to spend money that's rightfully the account holder's. The onus is on the bank to know where the money is going, and how to properly manage it.
  • apacheh... Corsair 2012/05/24 04:03:22
    apachehellfire65
    so who's to say YOU are not screwing a hard working citizen by spending their money? yes they will get it back but what if they are trying to close on their dream house? that dream is toast through your stupid greed.
  • jackie apacheh... 2012/05/24 06:21:36 (edited)
    jackie
    +1
    it would take a while. their dream house would be gone anyway. and if they are mad then be mad at the bank.
  • Corsair apacheh... 2012/05/24 09:35:48
    Corsair
    +1
    Then they should be the ones filing a complaint against their bank for losing their money. It doesn't matter where the money falls, it's going to be the bank's fault. Just another example of how irresponsible banks are with our money. If those banks aren't worth staying with for making major errors, then it's time to move on to find another financial institution.

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