Is everyone clear that The Supreme Court ruling gives each state the option not to implement Obamacare?
william raggett
2012/07/01 14:20:24
People seem to be confused here. It is not nationally mandated that every state has to implement Obamacare. Every state has the option to opt out and can not be penalized for doing so
















Simplified, the bill does a few big things:
Prevents insurance companies from denying customers for pre-existing conditions.
Allows young adults to stay on their parent's insurance until age 26.
Limits age-rating, or charging premiums several times higher for older customers.
Eliminates lifetime insurance caps and restricts annual limits.
Restricts how much insurance companies can spend on non-medical costs (overhead).
Mandates that everyone acquire health insurance by 2014 or face a tax, offering subsidies or Medicaid for those who can't afford it.
Here's what's important: According to the Census Bureau, 49.9 million Americans didn't have health insurance in 2009. Part of that is due to the weak economy; most of those without health insurance have a very low or nonexistent income. But a lot is due to soaring costs that have put insurance out of reach for the gainfully employed. According to the Kaiser Family Foundation, 69% of businesses offered workers health insurance in 2000. By 2009, that number had dropped to 60%. It's almost certainly lower today. Our health-care system doesn't work for far too many Americans, which explains why the the provisions above a pretty poplular.
The states are supposed to have their 'exchanges' up and running by then but many Governors have already said they will do absolutely nothing before the 2012 election and possibly beyond.
The forced Medicaid expansion was thrown out by the court and specifically said that the Federal govt. may NOT penalize states by withholding any current Medicaid funds because they choose to opt out of the plan.
The pre-existing condition provision is only for children right now and the adult part doesn't kick in until 2014, as well as insurance companies canceling policies on those who become sick.
The meat & potatoes of this stretch out until 2017 before implementation and the libs are disparately trying to make people believe the entire thing survived and is already in effect.
Have a nice day !