How will the Supreme Court rule on Obamacare?
paul
2012/06/26 10:44:53
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If it is struck down entirely, I will be one on the biggest political blunders of our time.
If it ends up a partial ruling, the Health Care Reform bill will be a mess.
If it is upheld, the Supreme court will have handed their gavel over to the Executive branch.
Top Opinion
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Artist 2012/06/26 12:12:32Partial ruling
+4It think we've already seen how the court is going to rule in how they ruled against obama over the Arizona thing. The Mandate will go as will a couple of other things but it will probably be partially approved. But without the Mandate, obamacare loses it's funding so the whole thing will collapse.
Simplified, the bill does a few big things:
Prevents insurance companies from denying customers for pre-existing conditions.
Allows young adults to stay on their parent's insurance until age 26.
Limits age-rating, or charging premiums several times higher for older customers.
Eliminates lifetime insurance caps and restricts annual limits.
Restricts how much insurance companies can spend on non-medical costs (overhead).
Mandates that everyone acquire health insurance by 2014 or face a tax, offering subsidies or Medicaid for those who can't afford it.
Here's what's important: According to the Census Bureau, 49.9 million Americans didn't have health insurance in 2009. Part of that is due to the weak economy; most of those without health insurance have a very low or nonexistent income. But a lot is due to soaring costs that have put insurance out of reach for the gainfully employed. According to the Kaiser Family Foundation, 69% of businesses offered workers health insurance in 2000. By 2009, that number had dropped to 60%. It's almost certainly lower today. Our health-care system doesn't work for far too many Americans, which likely explains why most of the policies outlined above are pretty popular.
Key Provisions of Health Reform that Take Effect Immediately
http://www.whitehouse.gov/hea...
1) Small Business Tax Credits
Offers tax credits to small businesses to make employee coverage more affordable. Tax credits of up to 35 percent of premiums will be available to firms that choose to offer coverage. Effective beginning calendar year 2010. (Beginning in 2014, the small business tax credits will cover 50 percent of premiums.)
2) No Discrimination Against Children with Pre-Existing Conditions
Prohibits new health plans in all markets plus grandfathered group health plans from denying coverage to children with pre‐existing conditions. Effective 6 months after enactment. (Beginning in 2014, this prohibition would apply to all persons.)
3) Help for Uninsured American with Pre-Existing Conditions until Exchange is Available (Interim High-Risk Pool)
Provides access to affordable insurance for Americans who are uninsured because of a pre‐existing condition through a temporary subsidized high‐risk pool. Effective in 2010.
4) Ends Rescissions
Bans insurance companies from dropping people from coverage when they get sick. Effective 6 months after enactment.
5) Begins to Close the Medicare Part D Donut Hole
Provides a $250 rebate to Medicare beneficiar...
Key Provisions of Health Reform that Take Effect Immediately
http://www.whitehouse.gov/hea...
1) Small Business Tax Credits
Offers tax credits to small businesses to make employee coverage more affordable. Tax credits of up to 35 percent of premiums will be available to firms that choose to offer coverage. Effective beginning calendar year 2010. (Beginning in 2014, the small business tax credits will cover 50 percent of premiums.)
2) No Discrimination Against Children with Pre-Existing Conditions
Prohibits new health plans in all markets plus grandfathered group health plans from denying coverage to children with pre‐existing conditions. Effective 6 months after enactment. (Beginning in 2014, this prohibition would apply to all persons.)
3) Help for Uninsured American with Pre-Existing Conditions until Exchange is Available (Interim High-Risk Pool)
Provides access to affordable insurance for Americans who are uninsured because of a pre‐existing condition through a temporary subsidized high‐risk pool. Effective in 2010.
4) Ends Rescissions
Bans insurance companies from dropping people from coverage when they get sick. Effective 6 months after enactment.
5) Begins to Close the Medicare Part D Donut Hole
Provides a $250 rebate to Medicare beneficiaries who hit the donut hole in 2010. Effective for calendar year 2010. (Beginning in 2011, institutes a 50 percent discount on prescription drugs in the donut hole; also completely closes the donut hole by 2020.)
6) Free Preventive Care under Medicare
Eliminates co‐payments for preventive services and exempts preventive services from deductibles under the Medicare program. Effective beginning January 1, 2011.
7) Extends Coverage for Young People up to 26th Birthday through Parents' Insurance
Requires new health plans and certain grandfathered plans to allow young people up to their 26th birthday to remain on their parents’ insurance policy, at the parents’ choice. Effective 6 months after enactment.
8) Help for Early Retirees
Creates a temporary re‐insurance program (until the Exchanges are available) to help offset the costs of expensive premiums for employers and retirees for health benefits for retirees age 55‐64. Effective in 2010.
9) Bans Lifetime Limits on Coverage
Prohibits health insurance companies from placing lifetime caps on coverage. Effective 6 months after enactment.
10) Bans Restrictive Annual Limits on Coverage
Tightly restricts the use of annual limits to ensure access to needed care in all new plans and grandfathered group health plans. These tight restrictions will be defined by HHS. Effective 6 months after enactment. (Beginning in 2014, the use of any annual limits would be prohibited for all new plans and grandfathered group health plans.)
11) Free Preventive Care under New Private Plans
Requires new private plans to cover preventive services with no co‐payments and with preventive services being exempt from deductibles. Effective 6 months after enactment.
12) New, Independent Appeals Process
Ensures consumers in new plans have access to an effective internal and external appeals process to appeal decisions by their health insurance plan. Effective 6 months after enactment.
13) Ensures Value for Premium Payments
Requires plans in the individual and small group market to spend 80 percent of premium dollars on medical services, and plans in the large group market to spend 85 percent. Insurers that do not meet these thresholds must provide rebates to policyholders. Effective on January 1, 2011.
14) Community Health Centers
Increases funding for Community Health Centers to allow for nearly a doubling of the number of patients seen by the centers over the next 5 years. Effective beginning in fiscal year 2011.
15) Increases the Number of Primary Care Practitioners
Provides new investments to increase the number of primary care practitioners, including doctors, nurses, nurse practitioners, and physician assistants. Effective beginning in fiscal year 2011.
16) Prohibits Discrimination Based on Salary
Prohibits new group health plans from establishing any eligibility rules for health care coverage that have the effect of discriminating in favor of higher wage employees. Effective 6 months after enactment.
17) Health Insurance Consumer Information
Provides aid to states in establishing offices of health insurance consumer assistance in order to help individuals with the filing of complaints and appeals. Effective beginning in fiscal year 2010.
18) Holds Insurance Companies Accountable for Unreasonable Rate Hikes
Creates a grant program to support States in requiring health insurance companies to submit justification for all requested premium increases, and insurance companies with excessive or unjustified premium exchanges may not be able to participate in the new Health Insurance Exchanges. Starting in plan year 2011
http://www.whitehouse.gov/hea...
16 trillion in debt, and you think insolvency is fear mongering?
Which government union do you work for?
The debt is because of the war in Iraq. I find it amusing how none of the conservatives ever complained about it when Bush was in office, but then it was a huge deal when Obama took over. This is what happens when you cut taxes and go to war with two countries. You can thank Bush for that not Obama.
Obama campaigned on Afghanistan as being the right war, so that one's a split. Even though Saddam got a trial and murdered many more people than OBL.
Obamacare forces me to buy insurance, doesn't seem to be cutting in on their profits with a whole bunch of new "forced" customers.
"sigh"
This walk the fence style of Jurisprudence will ultimately screw the whole country. An Oak tree sappling growing in the crack of a sidewalk eventually grows large enough to upend the entire walk.
Any part of this "health care" bill left intact, will be the sappling of the future destruction of American freedom!