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How much do you know about the Affordable Care Act? Take this quiz to find out?

Diane 2012/07/03 22:15:06
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Click the link to take the ten question quiz.


http://healthreform.kff.org/quizzes/health-reform-quiz.aspx

Read More: http://healthreform.kff.org/quizzes/health-reform-...

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Top Opinion

  • J.W. Howler 2012/07/09 14:06:21 (edited)
    I failed the quiz, but I learned a lot.
    J.W. Howler
    +15
    ONLY 10 questions to get educated on a TWO THOUSAND PLUS page set of statutes, provisions, limitations, new taxes, and such?

    Ooooookay.

    Actually, I did not fail it, but I DID LEARN something...This is what I learned -

    At LEAST TWO MSM journalists/political commentators/anchors from ABC News are on the Board of TRUSTEES for The Kaiser Family Foundation, and both VERY pro-Obama and pro-Obamacare.

    I suppose the Kaiser "family" of "trustees" wouldn't want anything questioned that might put the ACA in any negative light...lol

    Those two are Charlie Gibson and Cokie Roberts....



    Another is David Satcher, former Surgeon General appointed by Bill Clinton in his 2nd term, Democrat, and active advocate for a SINGLE-PAYER health system, all the while knowing that Obamacare is a lead-in to such -


    To be fair, I must mention that former Republican RINO Senator, Bill Frist is (or was) on the Trustee Board...However, Frist is not a big supporter of Obamacare's entirety, but IS a supporter of the bill in part


    And here is another Kaiser family "trustee" - former Governor of Wisconsin, Obama supporter, and left-wing Progressive, Jim Doyle -
    ONLY 10 questions to get educated on a TWO THOUSAND PLUS page set of statutes, provisions, limitations, new taxes, and such?

    Ooooookay.

    Actually, I did not fail it, but I DID LEARN something...This is what I learned -

    At LEAST TWO MSM journalists/political commentators/anchors from ABC News are on the Board of TRUSTEES for The Kaiser Family Foundation, and both VERY pro-Obama and pro-Obamacare.

    I suppose the Kaiser "family" of "trustees" wouldn't want anything questioned that might put the ACA in any negative light...lol

    Those two are Charlie Gibson and Cokie Roberts....

    cokie roberts barack obama cokie roberts barack obama charles gibson barack obama charles gibson barack obama charles gibson barack obama

    Another is David Satcher, former Surgeon General appointed by Bill Clinton in his 2nd term, Democrat, and active advocate for a SINGLE-PAYER health system, all the while knowing that Obamacare is a lead-in to such -
    clinton 2nd term democrat active advocate single-payer health obamacare lead-in

    To be fair, I must mention that former Republican RINO Senator, Bill Frist is (or was) on the Trustee Board...However, Frist is not a big supporter of Obamacare's entirety, but IS a supporter of the bill in part
    mention senator frist trustee board frist supporter obamacares entirety supporter

    And here is another Kaiser family "trustee" - former Governor of Wisconsin, Obama supporter, and left-wing Progressive, Jim Doyle -
    family trustee governor wisconsin obama supporter left-wing progressive jim doyle
    (more)

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  • Zak Smith Jane 2012/07/06 07:59:55
    Zak Smith
    Basic economics. Third-party payer systems don't work when they try to cover everything from the mundane to the extreme. I'll try to break this down to fit into a SH post. First, I created a basic supply and demand curve to show my point. The values in the curve don't really matter, just the representation to help explain visually. Put any value you desire into it if you need to as long as dollars go up as the scale goes up and number of visits goes up as the scale moves to the right.



    The red line is the supply curve. As doctors are required to provide more visits to patients, they charge more for their services. Space at other doctors' offices is filled up so the doctors' time becomes scarce. The more scarce a product or service, the more expensive.

    The blue line is the demand curve. At the highest point on the blue line visits are at the highest price that one person will demand one visit. The lowest point is where the highest amount of demand is. As the price decreases, the demand increases. Will you buy a TV for $50,000? How about for $5,000... $500... $50... etc... With each price reduction, more people demand the product.

    The purple dot is the equilibrium price. This is the price that the free, unrestricted market finds. The doctors provide the perfect amount of visits t...



    Basic economics. Third-party payer systems don't work when they try to cover everything from the mundane to the extreme. I'll try to break this down to fit into a SH post. First, I created a basic supply and demand curve to show my point. The values in the curve don't really matter, just the representation to help explain visually. Put any value you desire into it if you need to as long as dollars go up as the scale goes up and number of visits goes up as the scale moves to the right.

    Supply and Demand

    The red line is the supply curve. As doctors are required to provide more visits to patients, they charge more for their services. Space at other doctors' offices is filled up so the doctors' time becomes scarce. The more scarce a product or service, the more expensive.

    The blue line is the demand curve. At the highest point on the blue line visits are at the highest price that one person will demand one visit. The lowest point is where the highest amount of demand is. As the price decreases, the demand increases. Will you buy a TV for $50,000? How about for $5,000... $500... $50... etc... With each price reduction, more people demand the product.

    The purple dot is the equilibrium price. This is the price that the free, unrestricted market finds. The doctors provide the perfect amount of visits to meet the public's demand based on the mutually perceived value of those visits.

    Now, if I start Zak Health Insurance and offer you and all the other people in your town the ability to visit the doctor at the lower price represented by green dot, as long as you pay a monthly subscription to my service, the demand in the town will shift as well. However, the doctors will still demand the higher pay based on the increase in demand (orange dot). You end up paying the difference, the yellow shaded area, in your subscription/premiums. It is a scam of a system to get people to pay more without realizing they are paying more, because you get used to the premiums coming out of your check every pay day. You never even see the money most times, but the price at the register is now much lower. You feel like you are getting a bargain. Even if the system were taken over by the government, the problem would be the same, it would just be your taxes rather than you premiums that would go up.

    A better system would be to have health care cover only catastrophic injury and illness. No body goes to the doctor after a car crash unnecessarily. No body goes in for chemotherapy with out being diagnosed with cancer or hepatitis. I would support the act if it mandated that system. That is a sustainable health care system.
    (more)
  • Jane Zak Smith 2012/07/06 11:41:37 (edited)
    Jane
    +1
    It would be nice if it were that simple. Medicine is not a TV and all capitalistic adventurism must be regulated. Man is greedy.
    Where did you get this talking point that has so little merit?
  • Zak Smith Jane 2012/07/07 03:46:23
    Zak Smith
    All things in life are subject to the laws of supply and demand, even necessities of life. Food, water, shelter, energy, even "love" are traded based on supply and demand. Calling it a service rather than a product does not exempt it from this system. Plumbers, carpenters, and maids trade their services in the same manner. Health care just has a higher priority when it comes to emergency and life saving treatments. In a desert village, food and water are worth more than gold and oil. It all depends on the individual's perception of value. I intentionally gave simple examples for ease of discussion.

    As far as regulations go, capitalism is not the problem. Corporatism/Cronyism is a huge problem in our country. How do you propose fixing it? I don't believe giving MORE power to the government (which is half of the problem in corporate and government collusion). I believe taking powers from the federal government and giving them back to the state, county, city and local governments. We will get better results when problems are handled locally. It is harder to convince someone to sell out their constituents when they are neighbors.
  • Diane Zak Smith 2012/07/07 05:13:35
    Diane
    If the state and local governments can handle problems so easily, why are there so many uninsured?
  • Jane Zak Smith 2012/07/07 12:59:26
    Jane
    You have some valid observations.
  • Diane Jane 2012/07/07 16:10:16 (edited)
    Diane
    I don't think his observations are valid. Age appropriate preventative testing that's in the ACA will save money, because people will be treated earlier, before their conditions become life-threatening and expensive to treat. And the free preventative services are only those deemed necessary and appropriate by medical professionals.

    People will still have copays for services that are not considered necessary and that will deter unnecessary doctor visits.

    And leaving health care decisions to health insurance companies doesn't help anyone except the health insurance companies. They are concerned with profits. The regulations in the ACA will change that and make health care more patient-oriented. Health insurance companies will now have to spend more on health care for their customers and less on administative costs.
  • Jane Diane 2012/07/07 20:25:19
    Jane
    His conclusions are overly simplified as he points out and he hasn't the life experience or he just lacks compassion, but a little encouragement can't hurt.
  • Zak Smith Jane 2012/07/07 22:47:50
    Zak Smith
    How did you come to the conclusion that I lack life experience or compassion from one conversation?
  • Zak Smith Diane 2012/07/07 23:11:19
    Zak Smith
    I didn't say to leave care decisions to the insurance companies. I said that there should be no third party involved. That means there will be the doctor and the patient only. No government or insurance to hinder the interaction or to over utilize medical services.
  • Jane Zak Smith 2012/07/07 20:19:11
    Jane
    The good old boy system is just as much at play at the local level, just not watched by the whole country.
  • Jane Zak Smith 2012/07/07 20:22:31
    Jane
    I would start to clean up OUR government by campaign reform. No private money in politics.
  • Zak Smith Jane 2012/07/07 22:56:51
    Zak Smith
    Nice sentiment, poor plan. There is no just way to remove money from politics without first ammending the Constitution, and good luck with that one. If the politicians were restricted to the powers given to them in the Constitution people wouldn't be interested in "buying them off." If Congress couldn't give out subsidies, tax breaks to specific economic sectors, or regulate the small competitors out of business, why would the corporate guys want to "invest" in politicians?
  • VICTORIA Zak Smith 2012/07/06 02:49:40
    VICTORIA
    +1
    What don't you like?
  • Zak Smith VICTORIA 2012/07/06 08:00:07
    Zak Smith
    Basic economics. Third-party payer systems don't work when they try to cover everything from the mundane to the extreme. I'll try to break this down to fit into a SH post. First, I created a basic supply and demand curve to show my point. The values in the curve don't really matter, just the representation to help explain visually. Put any value you desire into it if you need to as long as dollars go up as the scale goes up and number of visits goes up as the scale moves to the right.



    The red line is the supply curve. As doctors are required to provide more visits to patients, they charge more for their services. Space at other doctors' offices is filled up so the doctors' time becomes scarce. The more scarce a product or service, the more expensive.

    The blue line is the demand curve. At the highest point on the blue line visits are at the highest price that one person will demand one visit. The lowest point is where the highest amount of demand is. As the price decreases, the demand increases. Will you buy a TV for $50,000? How about for $5,000... $500... $50... etc... With each price reduction, more people demand the product.

    The purple dot is the equilibrium price. This is the price that the free, unrestricted market finds. The doctors provide the perfect amount of visits t...



    Basic economics. Third-party payer systems don't work when they try to cover everything from the mundane to the extreme. I'll try to break this down to fit into a SH post. First, I created a basic supply and demand curve to show my point. The values in the curve don't really matter, just the representation to help explain visually. Put any value you desire into it if you need to as long as dollars go up as the scale goes up and number of visits goes up as the scale moves to the right.

    Supply and Demand

    The red line is the supply curve. As doctors are required to provide more visits to patients, they charge more for their services. Space at other doctors' offices is filled up so the doctors' time becomes scarce. The more scarce a product or service, the more expensive.

    The blue line is the demand curve. At the highest point on the blue line visits are at the highest price that one person will demand one visit. The lowest point is where the highest amount of demand is. As the price decreases, the demand increases. Will you buy a TV for $50,000? How about for $5,000... $500... $50... etc... With each price reduction, more people demand the product.

    The purple dot is the equilibrium price. This is the price that the free, unrestricted market finds. The doctors provide the perfect amount of visits to meet the public's demand based on the mutually perceived value of those visits.

    Now, if I start Zak Health Insurance and offer you and all the other people in your town the ability to visit the doctor at the lower price represented by green dot, as long as you pay a monthly subscription to my service, the demand in the town will shift as well. However, the doctors will still demand the higher pay based on the increase in demand (orange dot). You end up paying the difference, the yellow shaded area, in your subscription/premiums. It is a scam of a system to get people to pay more without realizing they are paying more, because you get used to the premiums coming out of your check every pay day. You never even see the money most times, but the price at the register is now much lower. You feel like you are getting a bargain. Even if the system were taken over by the government, the problem would be the same, it would just be your taxes rather than you premiums that would go up.

    A better system would be to have health care cover only catastrophic injury and illness. No body goes to the doctor after a car crash unnecessarily. No body goes in for chemotherapy with out being diagnosed with cancer or hepatitis. I would support the act if it mandated that system. That is a sustainable health care system.
    (more)
  • VICTORIA Zak Smith 2012/07/07 02:54:24
    VICTORIA
    +1
    Lol, except in real life- just look at the chart-
    http://www.hardingclass65.org...
  • Zak Smith VICTORIA 2012/07/07 03:14:44
    Zak Smith
    +1
    But I'm not defending our current situation. I am proposing something different than either socialized health care or "US Style" health care, as those in Europe call it, which is what your link compares. It is irrelevant to this discussion that you and I are having. I agree with you that the system we have is a failure. If you had to pay out of pocket for routine medicine and procedures, you would need to start taking personal responsibility for your health as well as seek the best value of care. I'm not saying do away with programs for the poor. I'm not saying to continue the system as is. I'm saying that we need less third party payer and more individual responsibility.
  • VICTORIA Zak Smith 2012/07/11 02:48:43
    VICTORIA
    In theory, in some abstract removed from reality way- I can understand your reasoning processes.

    At it's core- it speaks strongly to my own philosophy- absolute personal responsibility. I'm 51 years old, I have never had a credit card. Try thriving and surviving in America with some 35 years of THAT history!

    I really do agree wholeheartedly with that.

    But you speak from the luxury of youth, health and possibly good genes.
    It's a crap shoot you cannot take credit for- call it a blessing, or luck- whichever fits in with your own spiritual perspective.

    it's very possible that you may know one, or even two or three people- whose irresponsible abuse of their own health led to some crisis-

    I know hundreds of opposite anecdotes- and have sat at bedside with terminal innocents- and I cannot explain why very young children get struck with horrific diseases- nor why anyone good or bad does.

    Because disease exists, illness happens- unless you are able to argue that every person who gets sick- somehow deserves it for some lack of responsibility-
    I'm afraid I have to reject the premise of your assumption that your philosophy is based upon.

    And I do so with utmost respect for your views. :)
  • Diane VICTORIA 2012/07/07 03:48:01
    Diane
    +1
    Excellent!
  • VICTORIA Diane 2012/07/11 02:51:56
    VICTORIA
    I guess God loves the French,Italians,Spaniards,Aus... Norwegians,Dutch,British,Belg... and Danes more than she loves Americans.
    Otherwise, why would he give us such short lifespans?
  • Tresa 2012/07/04 16:48:01
    I did pretty well. I answered __ correctly. (How many?)
    Tresa
    +4
    I answered all the health care questions correctly but chose the wrong answer on your poll. Guess I'm still human.

    You answered 10 out of 10 questions correctly, better than 99.6% of Americans.
  • Diane Tresa 2012/07/04 20:05:51
    Diane
    +1
    I believe you. :)
  • GuruA2J... Tresa 2012/07/05 03:31:21
    GuruA2J~#IOKIYAR~618 BLOCKT
    We all make mistakes from time to time Tresa.
  • oldrwizr 2012/07/04 13:54:38
    I answered all the questions correctly.
    oldrwizr
    +4
    It's amazing how much misinformation Fox puts out there.
  • GuruA2J... oldrwizr 2012/07/05 03:31:55
    GuruA2J~#IOKIYAR~618 BLOCKT
    +1
    Yes it is, glad we know the truth.
  • Jane oldrwizr 2012/07/05 14:57:06
    Jane
    +1
    Yes and it filters down to people who don't even watch Fox.
  • Mr. Stark 2012/07/04 06:53:46
    I answered all the questions correctly.
    Mr. Stark
    +2
    I've read both the bill in its entirety as well as the Supreme Court ruling on the matter.
  • William 2012/07/04 06:37:59
    I answered all the questions correctly.
    William
    POS.
  • Diane William 2012/07/04 16:39:57
    Diane
    +2
    Can you explain your comment?
  • GuruA2J... Diane 2012/07/05 03:32:49
    GuruA2J~#IOKIYAR~618 BLOCKT
    I believe his answer contains profanity Diane.
  • Diane GuruA2J... 2012/07/05 05:38:01
    Diane
    +1
    I thought that might be the case, but I thought I would give him a chance to explain himself.
  • GuruA2J... Diane 2012/07/05 05:44:49
    GuruA2J~#IOKIYAR~618 BLOCKT
    +1
    I understand, it's your question & have every right to seek clarification.
  • William Diane 2012/07/05 17:24:50
    William
    I said years ago that it was just a tax. SCOTUS has proven me right.
  • Diane William 2012/07/06 01:51:04
    Diane
    It's a tax penalty, but only on those who can afford to buy insurance, but refuse to. It's exactly the same tax penalty that's in Romneycare. If you can't afford insurance OR if you have insurance OR if you have Medicare or Medicaid, YOU DON'T HAVE TO PAY THE TAX PENALTY. In fact, in a 2009 USA Today op-ed, Romney urged Obama to adopt this tax penalty, individual mandate, like the one in Romneycare on a national basis. And Romney calls the mandate in Romneycare a tax penalty, too.
  • trentinafur 2012/07/04 06:30:21
    I did pretty well. I answered __ correctly. (How many?)
    trentinafur
    +5
    9 out of 10. And I don't know why I didn't choose yes for #1 (regarding the penalty kicking in in 2014). I thought it was a trick question.

    Aside from the Obama-haters, who will find fault in anything he does - and the completely brain-dead RW'ers- who get their "news" strictly from Fox/Beck/Limbaugh (and there's a HUGE overlap between these two groups) - I don't get why the more rational, "right of center" folks would be against this bill.

    Have the right-centrists also been lobotomized over the past few years?
  • Diane trentin... 2012/07/04 16:37:31
    Diane
    +2
    Too much misinformation out there, disseminated and encouraged by the Republicans.
  • aneed2know 2012/07/04 04:38:19
    I did pretty well. I answered __ correctly. (How many?)
    aneed2know
  • GuruA2J... aneed2know 2012/07/05 03:35:17
    GuruA2J~#IOKIYAR~618 BLOCKT
    +1
    The link says you got a perfect score my friend.
  • aneed2know GuruA2J... 2012/07/05 03:45:17
    aneed2know
    +2
    oh i thought i missed one.
  • Diane aneed2know 2012/07/05 05:40:07
    Diane
    Actually, it seems that copying and pasting the link makes it look like zero questions were answered correctly. It doesn't work to copy and paste it, unfortunately.
  • aneed2know Diane 2012/07/05 07:21:47
    aneed2know
    oh ok

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