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Unlimited Healthcare for Everyone is Unaffordable. Should it be Rationed to Maximize Profit for Health Insurance Companies or Rationed to Minimize Cost to Taxpayers?

Bastion3 July 23, 2009 15:47:42

The wealthy will be able to afford the best healthcare in the world whatever is decided. But unlimited healthcare for EVERYBODY is simply unaffordable. So healthcare for middle class and poor must be rationed. Who decides? Is it better to have health insurance companies ration healthcare to maximize their profits, or to have a public system ration healthcare to minimize costs to taxpayers?
Rationing Healthcare For Free Market Profit For Insurance Companies Is Best.
Rationing Healthcare With A Public System For Minimum Taxpayer Cost Is Best.
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  • +3 raves right this time July 23, 2009 16:11:50
    right this time

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    This is a complicated question. Our current system is the worst possible combination. Health Care for most Americans is already rationed, they just don't know it. The rationing takes place by denying coverage to the poor, the elderly and children, while denying legitimate insurance claims for those of us who can afford health insurance but who cannot afford the lawyer it takes to contest rejection of "usual and customary" claims. Not getting the optimum care they need, on the other hand, children, elderly and the poor suffer from chronic and degenerative diseases that may have been curable in earlier stages but which finally end up costing us all dearly when they get really sick. On the other hand the wealthy and the lucky few with good insurance sometimes get more care than they need with expensive tests and procedures that aren't really necessary. Much of the "rationing" that would occur in Health Care reform would be to eliminate unnecessary and wasteful procedures that drive up the cost for tax payers while making the insurance companies rich. It is no accident that insurance companies countinue to increase their record profit margins while actually providing less and less coverage for fewer and fewer people. Planned rationing rather than the current rationing would make sure that everyone who wants it can have a minimum standard of health care while insuring that all of us, including the federal government, don't go broke.
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  • +1 raves
    bizutage01 November 02, 2009 21:51:46
    bizutage01

    Other

    What is most urgently needed is rationing the OUTRAGEOUS profits made by private insurance companies.
    Do you know that the cost of health care is INCREDIBLY high in the US, 17% of the GDP, vs. 8-10% in other rich countries. Only a public option will force private insurance companies to DRAMATICALLY cut their costs AND PROFITS.
  • +1 raves
    Syko July 23, 2009 17:41:54
    Syko

    Rationing Healthcare With A Public System For Minimum Taxpayer Cost Is Best.

    Leaving things in the hands of insurance companies leads to corporitocracy, rule by those who control the most wealth. Healthcare should be rationed to be cheapest to those who need it most and those worst equipped to pay - the old, the poor, the chronically ill, young children, expectant mothers, etc. and more expensive, but not debilitatingly expensive, to the middle classes who can afford to pay more.
  • LastRanger July 23, 2009 17:15:00
    LastRanger

    Other

  • Bastion3 LastRanger November 02, 2009 23:06:47
    Bastion3
    You nothing intelligent to say? Can't answer the question?
  • Lizard July 23, 2009 17:12:03
    Lizard

    Rationing Healthcare With A Public System For Minimum Taxpayer Cost Is Best.

    moderated...
  • +1 raves
    Bastion3 Lizard July 23, 2009 17:20:16
    Bastion3
    Yet another logarithmic curve.
  • Lizard Bastion3 July 23, 2009 18:15:33
    Lizard
    moderated...
  • Bastion3 Lizard July 23, 2009 18:22:38
    Bastion3
  • webmaven July 23, 2009 16:18:11
    webmaven

    Other

    If you listened to Obama's press conference last night (BTW, no teleprompter!!), he said there's a lot of savings to be wrung out of present system, such as test duplication, without eliminating needed care.

    The one thing I hope they DO ration is how many years they'll keep brain dead people like Terry Schiavo on life support.
  • +3 raves
    right this time July 23, 2009 16:11:50
    right this time

    Other

    This is a complicated question. Our current system is the worst possible combination. Health Care for most Americans is already rationed, they just don't know it. The rationing takes place by denying coverage to the poor, the elderly and children, while denying legitimate insurance claims for those of us who can afford health insurance but who cannot afford the lawyer it takes to contest rejection of "usual and customary" claims. Not getting the optimum care they need, on the other hand, children, elderly and the poor suffer from chronic and degenerative diseases that may have been curable in earlier stages but which finally end up costing us all dearly when they get really sick. On the other hand the wealthy and the lucky few with good insurance sometimes get more care than they need with expensive tests and procedures that aren't really necessary. Much of the "rationing" that would occur in Health Care reform would be to eliminate unnecessary and wasteful procedures that drive up the cost for tax payers while making the insurance companies rich. It is no accident that insurance companies countinue to increase their record profit margins while actually providing less and less coverage for fewer and fewer people. Planned rationing rather than the current rationing would make sure that everyone who wants it can have a minimum standard of health care while insuring that all of us, including the federal government, don't go broke.
  • +1 raves
    webmaven right t... July 23, 2009 16:18:43
    webmaven
    Excellent answer.
  • +1 raves
    right t... webmaven July 23, 2009 16:39:18
    right this time
    Thank you. On several other blogs I am still trying to explain to people that Canadians do not actually want our health care system. It seems some urban legends will never die.
  • Me July 23, 2009 16:10:05
    Me

    Other

    Rationing health care is not the reform we need. We need reform in regards to the costs of care, the care itself is far above par. By simply taking the power and influence for the insurance and drug lobbies, we would be off to a damn good start. Making the litmus test for medical malpractice more stringent is another good move. There are many more options that do not include rationing or government control, we simply have to work together to find and enact them.
  • Bastion3 Me July 23, 2009 16:22:56
    Bastion3
    Rationing is happening now, and has been happening for years. More rationing is inevitable. There is no way to provide unlimited healthcare for everybody - no way.

    The question is about that present and future rationing. It IS happening now and WILL increase in the future.

    So which is better - rationing to maximize profits for insurance companies or rationing to minimize costs to taxpayers?

    Saying "Rationing health care is not the reform we need" is not an answer. It is happening, and will increase. It is the elephant in the room.
  • Me Bastion3 July 23, 2009 16:34:21
    Me
    We are of differing opinions then. I for one have not had my health care rationed, nor has anyone I know for that matter. I get what I pay for, and I pay for what I need.
    I finally finished reading the health care bill, and in my opinion, it isn't worth the paper it's printed on. You can praise the so called "glories" of the bill, but I choose to call it as I see it, garbage, plain and simple.
    If any of the bills authors actually gave a damn about what was best for the majority of Americans, they would have taken their time and wrote the best legislation possible, not some lackadaisical, slapped together piece of trash.

    The elephant in the room that you speak of is the inability of partisan hacks to put aside political differences in order to do what is best for our nation as a whole. Keep playing the blame game, it's the easy way out.
  • Lizard Bastion3 July 23, 2009 16:50:49
    Lizard
    moderated...
  • 618346 aka...lonenoncom July 23, 2009 16:09:53
    618346 aka...lonenoncom

    Other

    ??? aren't the choices 6 of one a half of dozen of the other?
  • Bastion3 618346 ... July 23, 2009 16:23:42
    Bastion3
    Not at all. Read the question again.
  • 618346 ... Bastion3 July 23, 2009 16:41:10
    618346 aka...lonenoncom
    Bastion, they do seem to approximately the same. Except for the maximized profits for the private sector. Which you pointed out is realistically what is happening today.

    Sorry, I missed you point on this one, but thanks for the second opportunity to review the question.
  • Will July 23, 2009 16:00:31
    Will

    Other

    Health insurance companies should be disbanded (as they are little more than bookies betting you'll stay healthy while you bet you won't). The taxes we currently pay could certainly cover any sort of nationalized plan of health care by simply ending lifetime pensions for Congress as well as the various other "perks" they enjoy.
  • webmaven Will July 23, 2009 16:19:41
    webmaven
    Really? We could cover 300 million people by eliminating pensions for a few hundred? Interesting math.
  • Will webmaven July 23, 2009 16:24:16
    Will
    You seem to forget that EVERY congressman whether he/she was a one termer or not gets this pension. On TOP of any other pensions he will receive (meaning Obama will get his "Senator pension" as WELL as his "Presidential pension".
    There are a SHITLOAD of former congressmen around.
  • webmaven Will July 23, 2009 16:26:49
    webmaven
    Still no more than a few thousand. WELL under a million.
  • Will webmaven July 23, 2009 16:28:44
    Will
    Look up how much these assholes get a month. Then ask your grandmother how much she gets on Social Security.

    And then stop questioning me.
  • webmaven Will July 23, 2009 21:05:32
    webmaven
    And then stop questioning me.

    Yo, Will. That's what SH is all about.
  • Will webmaven July 23, 2009 22:26:55
    Will
    Fine, I stated my opinion, you stated yours. We're done.
  • +1 raves
    Syko webmaven July 23, 2009 17:37:35
    Syko
    You could probably insure a billion people with the US military budget.
  • webmaven Syko July 23, 2009 21:05:52
    webmaven
    Now, that's good math!
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