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How Important Is Health Insurance?

SodaHead Living 2012/07/11 22:47:54
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Signing up for insurance can be a pain the neck, but without it you could end up footing a bill you can't afford. Health insurance has taken a prominent spot in politics lately as the government attempts to get basic coverage for more people, but good coverage will never be completely free, and selecting a plan that's understandable and affordable can still be a chore. Let us know your thoughts on insurance with this six-question Quick Poll. We'd love to hear from you!

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Top Opinion

  • overzero 2012/07/12 15:37:37
    Very important
    overzero
    +7
    Here in Britain we have the National Health Service, which is a state run health insurance scheme established after the end of WW2. I know right wing Americans like to rubbish it, but it provides access to some of the best teaching hospitals and consultants in the world. I underwent emergency neurosurgery 18 months ago for a very rare brain infection; without the NHS I wouldn't be writing this, I'd be pushing up the daisies - I owe them big time but it won't ruin me financially (which is just as well, as the illness has cost me my job).

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Opinions

  • Ron 2012/07/12 23:33:57
    Very important
    Ron
    +1
    Without health insurance you could become destitute overnight or be denied life saving treatment.
  • madsam Ron 2012/07/13 01:52:41
    madsam
    +1
    Without a job, you will become destitute..
  • Ron madsam 2012/07/14 00:12:58
    Ron
    +1
    Republicans used to believe in a growing pie. Now they are for a Zero Sum game, and they relish watching the Dog eat Dog fight for the remaining crumbs,
  • amoobrasil Ron 2012/07/18 19:04:45
    amoobrasil
    +1
    Correct, Ron. But they more than relish the fight: they promote the infighting because if we the people take the blinders off and demand the higher-quality, outcomes-based, less-expensive, unversal care available in other countries, the über-wealthy profiting from our misery fear losing some of those profits. It behooves them to see to it that we fight each other and engage in mindless name-calling and finger-pointing.
  • Ron amoobrasil 2012/07/21 18:00:32
    Ron
    +1
    Tally Ho!
  • Jim Ron 2012/07/14 01:48:33
    Jim
    Only in America.
  • dzzshadz 2012/07/12 22:59:09
    Very important
    dzzshadz
    Without health insurance I would not be here today.
  • Kitsune Touhou 2012/07/12 22:29:25
    Very important
    Kitsune Touhou
    +1
    There was literally a guy who came here from Canada to America and said to me "What do you mean not everyone has health insurance?" -_- God bless America...
  • madsam Kitsune... 2012/07/13 02:47:34
    madsam
    When I was in China in 1990. they had free health care. No one used it because the mortality rate was high.. You get what you pay for. Now China does not have everyone covered.
  • Kitsune... madsam 2012/07/13 03:31:11
    Kitsune Touhou
    *sigh* that's how it goes, I guess... it would be great if everyone WAS covered, though.
  • belikebunce 2012/07/12 22:29:11
    Not very important
    belikebunce
    +1
    Catastrophic insurance is a good thing, but other than that you are wasting your money.
  • Redneck Gal 2012/07/12 21:21:00
    Very important
    Redneck Gal
    It's for those "what if" moments in life cause you never know what lies ahead of you. Everyone should have it!!
  • Devonly 2012/07/12 20:56:27
    Not important at all
    Devonly
  • gregaj7 2012/07/12 20:50:07
    Not important at all
    gregaj7
    Don't have any, and won't. Haven't been to a clinic or hospital, for myself, since Feb of 1994.
  • Jim gregaj7 2012/07/14 01:52:26
    Jim
    +2
    If you were in UK or many other countries thats fine. But in America you will get your butt bitten off as soon as your luck runs out.
  • gregaj7 Jim 2012/07/14 02:22:25
    gregaj7
    No luck. Jesus Christ.
  • Prime Time Lime 2012/07/12 20:35:54
    Very important
    Prime Time Lime
    +2
    Here everyone pays for it through taxes and everyone,including street people are fully covered.I love universal health care for all get equal service.
  • YOMOMMA 2012/07/12 20:22:16
    Not very important
    YOMOMMA
    +2
    Don't get sick! Health insurance is a big scam.
  • Sweet-N... YOMOMMA 2012/07/13 21:23:41
    Sweet-N-Sour
    Most "treatments" are worse than the disease anyway. People have no idea how many people die from doctor's "care" every year. It's ALL a scam.
  • YOMOMMA Sweet-N... 2012/07/15 22:27:14
    YOMOMMA
    I actually know of animals and people who got treatments that killed them. A biopsy when cut off made the cancer spread, woke it up... heart worm treatment on a dog that killed him. oh my God!
  • tina 2012/07/12 20:21:04
    Very important
    tina
    We all needs health insurance.......Heaven forbid if we get sick and don't have any insurance......The hospital bill eat you up alive!!!!!!!!!!!!!!!!!!!!!!!
  • Jim tina 2012/07/14 01:53:23
    Jim
    Only in America.
  • me 2012/07/12 20:05:23
    Very important
    me
    Health insurance premiums are the largest single payment I make every month. They are on top of the list in importance, also, even before my mortgage payment. Been that way all my adult life (about 44 years) . They take 1/5 of my gross income and actually, I'm only paying 50% market price because its part of my retirement package, so if it got cancelled because I went 30 days overdue, I'd have to pay at least double what I pay now to replace it. Plus, even if the payment is only a few days late, it could cause a lapse during that time period when I wouldn't be "covered". With my luck, that's when something would happen. . So that's why its the first payment I make every month. I don't even understand the mind that thinks its got something better and more important to spend money on or thinks its not important because they never needed it....yet. I'd still have health insurance even if I was a millionaire.
  • Melizmatic 2012/07/12 19:48:47 (edited)
    Very important
    Melizmatic
    +2
    When I was in college, supporting myself working as a waitress, I couldn't afford health care, and I was too proud to apply for medicare.

    Then I got sick one day while at work with some bad gastrointestinal pain, and my manager insisted on taking me to the emergency room himself.

    They made us wait for 40 minutes, looked me over briefly, took a blood sample and sent me home with 2 tabs of Vicodin.

    And they were never able to actually tell me what caused the pain.

    When I got the bill a month later; it was for over $900.



    O_o


    Of course, years later, that hospital had a major class action lawsuit filed against it, for price gouging their uninsured patients.


    They lost.
  • Sweet-N... Melizmatic 2012/07/13 21:29:55
  • Melizmatic Sweet-N... 2012/07/14 20:57:09 (edited)
    Melizmatic
    +1
    I don't recall saying anything of the sort... but thanks for telling me what I think, total random stranger on the net, whom I dont know from a can of paint.

    Its so awesome when people do that and so very accurate too!

    sideeye gif
  • Jim Melizmatic 2012/07/14 02:08:19
    Jim
    In Australia there is a table of charges called the scheduled fee. Every procedure and consultancy type is itemised with a standard fee. Doctors and Specialists can and sometimes do charge over the scheduled fee. They normally make this clear up front. If one belongs to a health fund the claimed amount will be the scheduled fee, make up the difference ones self (or additional 'gap' insurance). However medicare ensures that all Australians can have access to health cover at no charge (exclude dental for under 70). Fund membership has tax benefits and usually 0 wait time and is taken up by most Australians. Most Doctors and Specialists work in both systems concurrently and private and public hospitals.
    .
  • Melizmatic Jim 2012/07/14 20:57:27
    Melizmatic
    +1
    Great for Australia.
  • Cunningmungus 2012/07/12 19:46:32
    Somewhat important
    Cunningmungus
    +2
    I pay in , but don't use it because I enjoy good health, so you're welcome sickie!!!
  • Melizmatic Cunning... 2012/07/12 19:49:40
    Melizmatic
    +2
    Where the hell have YOU been, sicko?

    hugz
  • Cunning... Melizmatic 2012/07/12 19:52:56
  • Melizmatic Cunning... 2012/07/12 19:54:43
  • Cunning... Melizmatic 2012/07/12 20:19:48
    Cunningmungus
    +2
    I like your new fangs btw...
  • Melizmatic Cunning... 2012/07/12 20:20:44
    Melizmatic
    +1
    Thanks.

    =D
  • Boris D. Cunning... 2012/07/12 20:23:45
    Boris D.
    +2
    How much is insurance for the living dead?
  • Cunning... Boris D. 2012/07/12 20:28:57
    Cunningmungus
    +3
    you of all people would know.. Funny i was just looking for you.. I am so sorry in advance for this upcoming cursed season...BUAHAHAHA madden curse
  • *Mahoga... Cunning... 2012/07/12 20:31:48 (edited)
  • Cunning... *Mahoga... 2012/07/12 20:36:11
    Cunningmungus
    +1
    Curse on!!! You knew last year was too good to be true..
  • *Mahoga... Cunning... 2012/07/12 20:38:36
    *Mahogany Goddess of P.H.A.E.T
    +1
    LOL!!! Yup, I knew their Cinderella story was going to end on a bad note lol.
  • Boris D. *Mahoga... 2012/07/12 20:44:33

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2013/05/21 19:49:48

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