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Have you ever kept a detailed spending journal?

Marcus Clark 2012/07/15 06:26:48
Yes, and I made improvements in my spending
Yes, but I ignored the results
No, but I'm going to try it
No, I don't want to know where my money is going
No, I've got more money than I know what to do with
I'm doing that now
Other (comments welcome)
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I kept a journal of all my spending down to the penny for about 3 months. I carried a small notepad and wrote down every time I spent (or gave away) any money, whether cash, check or credit. Each week, I would total how much went for types of spending. I also totaled for each month and then the end of the 3 months. It was quite revealing what my petty cash spending habits were.

If you haven't done this, I would recommend you try it for at least 3 months.
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  • haarp35117 2012/07/15 06:35:02
    Yes, and I made improvements in my spending
    haarp35117
    +1
    Wells Fargo does it for me
    MY SPENDING REPORT WELLS FARGO
  • Marcus ... haarp35117 2012/07/15 06:41:36
    Marcus Clark
    I like this kind of bank report. (I think most if not all banks do this now.) However...
    What about cash out of pocket? Do you ever spend cash? Do you ever buy from a vending machine?
  • haarp35117 Marcus ... 2012/07/15 06:49:04 (edited)
    haarp35117
    +1
    no cash, i get 1% back on my credit card with wells fargo, so i use that for everything. the cool thing about this report it shows my bank account, debit and credit card usage all together. The vending machines at work take credit cards.

    credit card vending machines
  • Marcus Clark 2012/07/15 06:28:22
    Yes, and I made improvements in my spending
    Marcus Clark
    +1
    This is a great way to get a handle on your petty cash spending. (vending machines, fast food, "nickel and dime stuff")

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2014/10/22 15:35:47

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