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FHA and the Louisiana Lawyer!

The Birdman ~ PWCM~JLA 2012/04/14 10:08:24










































Part of
rebuilding New Orleans caused residents often to be
challenged with the task of tracing home titles back potentially hundreds of
years. With a community rich with history stretching back over two centuries,
houses have been passed along through generations of family, sometimes making it
quite difficult to establish ownership. Here's a great letter an attorney wrote
to the FHA on behalf of a client:


You have to love this
lawyer.......


A New Orleans lawyer sought an FHA loan for a
client. He was told the loan would be granted if he could prove satisfactory
title to a parcel of property being offered as collateral. The title to the
property dated back to 1803, which took the lawyer three months to track down.
After sending the information to the FHA, he received the following
reply:


(Actual reply from FHA):

"Upon review of your letter adjoining your client's
loan application, we note that the request is supported by an Abstract of Title.
While we compliment the able manner in which you have prepared and presented the
application, we must point out that you have only cleared title to the proposed
collateral property back to 1803. Before final approval can be accorded, it will
be necessary to clear the title back to its origin."


Annoyed, the lawyer responded as follows:
(Actual
response):
"Your letter regarding title in Case No.189156 has been received.
I note that you wish to have title extended further than the 206 years covered
by the present application.
I was unaware that
any educated person in this country, particularly those working in the property
area, would not know that Louisiana was purchased by the United States
from France, in 1803 the year of origin identified in our application. For the
edification of uninformed FHA bureaucrats, the title to the land prior to U.S.
ownership was obtained from France, which had acquired it by Right of Conquest
from Spain. The land came into the possession of Spain by Right of Discovery
made in the year 1492 by a sea captain named Christopher Columbus, who had been
granted the privilege of seeking a new route to India by the Spanish monarch,
Queen Isabella.
The good Queen
Isabella, being a pious woman and almost as careful about titles as the FHA,
took the precaution of securing the blessing of the Pope before she sold her
jewels to finance Columbus's expedition...Now the Pope, as I'm sure you may
know, is the emissary of Jesus Christ, the Son of God, and God, it is commonly
accepted, created this world. Therefore, I believe it is safe to presume that
God also made that part of the world called Louisiana. God, therefore, would be
the owner of origin and His origins date back to before the beginning of time,
the world as we know it, and the FHA. I hope you find God's original claim to be
satisfactory. Now, may we have our loan?"


The loan was
immediately approved.


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