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Are You a Spender or a Saver?

★~DoctorWhoGuru~★ 2012/09/18 22:08:32
Related Topics: Spender, Money
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  • Gigglez 2012/09/21 02:05:14
    Spender
    Gigglez
    +1
    if money is burning a hole in my pocket im going to spend it....most likely on high heels:)
  • **StarzAbove** 2012/09/21 01:06:54
    Spender
    **StarzAbove**
    +1
    Both, I buy what I want and need but I never go overboard. Hopefully my kids will have a nice inheritance.
  • Diamond Girl 2012/09/21 00:16:54 (edited)
  • BigEyedFish 2012/09/20 22:43:27
    Saver
    BigEyedFish
    +2
    Shoot, I'm so frugal that I've got a 23 year old fridge that's spotless and still running, a van we use for work and fishing that's got 200k on it and it's still going, basic cable on an old box 32" tv....
    Last years "dressy" jeans were this summer's faded blues w/the thighs worn holey and they will be next year's cut-off shorts.
    I research products and weigh quality vs cost...I'm not a coupon clipper but that's bc I found I bought a lot of stuff we didn't need or use, but then again, it's just me and my husband now as our daughter's moved out.
    We have savings but I deny that we have savings. I'd rather go a few days without till payday with $20 after I pay bills than to hit up my savings. My husband's in construction and our luck could turn on a dime. I have to be ready.
    We both have simple needs...not into lots of techno stuff...we use the free flip phones that come with the simplest plan...no internet on our phones and stuff.
    We even heat with wood to offset the electric heat, which we only use in the bedrooms and bathrooms in the NJ winters.
    I didn't use to be this way but when our daughter was in school, everything cost so much that we just learned to do without so that she could have it all and now it's a way of life.
  • Courtney 2012/09/20 21:39:32
    Spender
    Courtney
    +1
    but not a stupid spender
  • gone i guess 2012/09/20 21:37:26
    Spender
    gone i guess
    +1
    i spend a lot money when i have
  • Car Chick 2012/09/20 19:18:23
    Saver
    Car Chick
    +3
    My husband is a spender... if I wasn't a saver we'd probably be living out of a box
  • Emily Barrington 2012/09/20 18:56:48
    Spender
    Emily Barrington
    +1
    Can't resist a dvd or game now n then :P
  • Yoshi Lennon 2012/09/20 17:23:16 (edited)
    Saver
    Yoshi Lennon
    +1
    my brother says im stingy when i dont buy him something like a soda or ice cream like a sir  im not made of money!
  • ♌βļąƈʞƦơșƐ3033♌ 2012/09/20 16:26:27
  • wgossett99 2012/09/20 13:35:43
    Saver
    wgossett99
    +1
    My wife and I have just shy of $200K in the bank and nearly $600K in investments. Our only loans are the house and one car. We live well but not extravagantly.

    We have both invested and saved for many years and it is paying off.
  • Bulanova (Team Hargitay) 2012/09/20 12:13:07
    Saver
    Bulanova (Team Hargitay)
    +1
    I'm a natural born saver. My sister is a natural born spender. At Christmas, we'd get $200 each. She'd have hers spent that week while by next Christmas, I'd still have about $25 or so of mine left over.
  • The Night Owl 2012/09/20 07:05:58
    Spender
    The Night Owl
    +1
    I used to be more of a saver.
  • Kiki,Pixie,Worm 2012/09/20 06:26:00
    Saver
    Kiki,Pixie,Worm
    +1
    I don't like spending all my money :(.
  • Johann 2012/09/20 06:07:26
    Saver
    Johann
    +1
    Being in college, it is good to save a bit for when you really need it instead of trying to live like a rich person. That and avoid unnecessary things say body art or what such if you are going to dip in the red. I had my fix early this years now saving up what I got until I get working again.
  • NotTargetMaterial 2012/09/20 02:54:26 (edited)
  • Omni NotTarg... 2012/09/20 05:10:31
    Omni
    Well, kind of depends. Is it really worth going all that way for $5? Is $5 that big of a deal?
  • NotTarg... Omni 2012/09/20 18:50:02 (edited)
    NotTargetMaterial
    YES. O god yes. Especially when I'm making $0 an hour.

    Plus cashing cans is FUN. I love it. I love putting the can in the machine, and hearing the crush, oh god how I love hearing the crush, thats the sound of money. And when I hear the nickle roll into the coin slot, I get shivers and my knees get weak.

    Also, minimum wage is $7/hr. I can make $5 in well under 1 hour. (30 mins?) So the money I make returning cans is on par with what I'd be making with a job. Only I'm getting paid to have fun and I don't have a crazy boss screaming at me over my shoulder.

    The way I was raised, I was taught the value of money. Thats why even though I'm unemployed, I'll NEVER become one of these fools who live above their means, WASTE money, and go into debt buying flat screen televisions that they can't afford.
  • Omni NotTarg... 2012/09/21 01:00:35 (edited)
    Omni
    We must live in pretty different states then, because minimum wage in my state is $8.25/h. But even then, nearly every company pays more than minimum wage. For instance, even though minimum wage in my state is $8.25/h, a sales associate at Wal-Mart will be payed $8.75/h.

    That said, the way you described this all... is kind of creepy :/
  • Bulanov... NotTarg... 2012/09/20 12:14:41
    Bulanova (Team Hargitay)
    +1
    "GARBAGE MONSTER that lives in the sewers and only comes out at night to raep school children and redeem cans." Lol, that made me laugh. I can just see it now, "I'm here to raep school children and redeem cans, and I'm all outta cans!"
  • Stevethinks 2012/09/20 01:32:43
    Saver
    Stevethinks
    +2
    Used to be a spender and now a saver.
  • raelene 2012/09/20 01:03:24
    Saver
    raelene
    +1
    Spending is what a dad is for ;p
  • dani 2012/09/20 00:45:29
    Saver
    dani
    +1
    Both but save more
  • Eapl 2012/09/20 00:35:38
    Saver
    Eapl
    +1
    I love money just for the sake o money.
  • seahawk665 2012/09/20 00:06:23
    Saver
    seahawk665
    +1
    I've been known to do both actually.
  • Jalex 2012/09/19 22:43:00
    Saver
    Jalex
    +2
    Definitely a "saver." I buy a lot of things, but I make lists of everything I want and, with few special exceptions, purchase them in order of price. So far, it's a system that's worked great.
  • EST94 2012/09/19 22:12:50
    Spender
    EST94
    +1
    I want it alllll
    I want it allll
    I want it allll
    And i want it NOW!! hahah
  • Rimvydas_M 2012/09/19 22:09:51
    Saver
    Rimvydas_M
    +1
    actually both
  • Dan 2012/09/19 22:07:39
    Saver
    Dan
    +1
    I'd love to save more but I spend too much!
  • Cricket 2012/09/19 22:06:28
    Saver
    Cricket
    +2
    I'm a reformed Spender.
  • kofp 2012/09/19 19:51:24
    Saver
    kofp
    +2
    A little of both.
  • ♚Littlɘ Ǫuɘɘn~Phaet's Own 2012/09/19 18:51:49
    Saver
    ♚Littlɘ Ǫuɘɘn~Phaet's Own
    +2
    Peace of mind and security are far more valuable than merchandise, to me.
  • Lerro DeHazel 2012/09/19 18:43:19
    Saver
    Lerro DeHazel
    +1
    Now, I am a SAVER; but before it was not quite that way . . . .
  • Kezzi Morris 2012/09/19 18:39:03
    Spender
    Kezzi Morris
  • mikeeonly 2012/09/19 18:06:19 (edited)
    Spender
    mikeeonly
    +2
    and a thief LOL just kidding
  • addie mikeeonly 2012/09/20 02:26:39
    addie
    About which? lol
  • plainasitcomes 2012/09/19 18:03:33
    Spender
    plainasitcomes
    +4
    Not good with $$$$$
  • Lorenz0... plainas... 2012/09/20 02:05:34
    Lorenz0 W. ElMenzo
    +1
    As Ben, said a penny saved, is a penny earned, unfortunatly, I never had a piggy bank:)
  • Zolfie™ 2012/09/19 17:47:51
    Saver
    Zolfie™
    +3
    Save it... so you can spend later (if you need to)... if not just keep it ;) :)
  • JS 2012/09/19 17:38:14
    Spender
    JS
    +2
    I'm a shopaholic...

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