If your bank accidentally deposited a large amount of money into your account, what would you do?
BrianD3
2012/06/13 11:42:31
Top Opinion
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Tony Cicarella 2012/06/13 15:59:24
+3I would bring it to their attention. About 30 years ago I had Simular situation. I kept getting a notice from a bank that I had 300 dollars in a savings account with them. I was in the military at the time so when I finally got home on leave I went to see them and explained I closed that account out and were they sure it was my money because I had no recollection of it. They insisted it was mine after supposedly checking so I said ok and cash it out. A year later they found their mistake and wanted it back. I laughed and said sorry but I gave u ample opportunity to fix th mistake. I was living paycheck to paycheck back then. Today I would probably pay it back though I felt under the circumstances I had no need to.
I found a bunch of cash in an ATM once that someone apparently couldn't figure out how to extract. I notified the bank and law enforcement (after hours issues).
However, I once had this happen where we were about $700 up in a business account and could not explain it. After reporting it to the bank we simply ignored the money for a couple of years. When the bank did nothing we finally spent the money assuming that either the banks book keeping dept had written it off or that it must have been our own accounting error in the first place.