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If you had 500,000 dollars to invest, what would you invest it in?

Assassin~ Badass Buzz Guru 2012/05/25 22:12:00
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  • Alaudinsaymyname 2013/12/16 03:52:35
    This.
    Alaudinsaymyname
    I would take 500,000. Open a restaurant, gas station, And night club right next to each other and own it all, makes all the money go to me :)
  • bill 2013/04/22 21:29:10
    This.
    bill
    “there is a need” and I have the opportunity to fill the need: just not the cash. I would use this as a grant that I would pass on.... This is an opportunity to pay granted monies back to someone else that is retired military disabled veteran with a family of four. This will prevent them from needing to take a loan which they will spend the rest of their lives paying back and have nothing for the support of their families. This will help the community grow as each prospective business prospers. So it is a charity of sorts, once the business is up and running it will be used a source of income. The extra monies will be collected and given to the next entrepreneur.

    I am recently out of work (retired military / ex-contractor) so I am willing and able to take this project on: I have no capital of my own in order to risk. Trust me if I did this project would be well on its way to completion. The major reason is because this is the most wonderful idea of all ideas.
    I would start with Copperas Cove, TX it desperately needs a Papa Murphy's take home/to bake pizza franchise. Now because I am out of work I am able to do the training and handle the business aspect but I need support me with the capital.

    A Papa Murphy's in this area would thrive without effort and it would be a gr...




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    “there is a need” and I have the opportunity to fill the need: just not the cash. I would use this as a grant that I would pass on.... This is an opportunity to pay granted monies back to someone else that is retired military disabled veteran with a family of four. This will prevent them from needing to take a loan which they will spend the rest of their lives paying back and have nothing for the support of their families. This will help the community grow as each prospective business prospers. So it is a charity of sorts, once the business is up and running it will be used a source of income. The extra monies will be collected and given to the next entrepreneur.

    I am recently out of work (retired military / ex-contractor) so I am willing and able to take this project on: I have no capital of my own in order to risk. Trust me if I did this project would be well on its way to completion. The major reason is because this is the most wonderful idea of all ideas.
    I would start with Copperas Cove, TX it desperately needs a Papa Murphy's take home/to bake pizza franchise. Now because I am out of work I am able to do the training and handle the business aspect but I need support me with the capital.

    A Papa Murphy's in this area would thrive without effort and it would be a great/much needed low cost choice for the community. This is a military community with the runoff of soldiers from Killeen and Fort Hood. These are cash on hand middle class families that are the target audience for a Papa Murphy’s.

    I am ex-US Army with 20% disability. I am going to business school now and intend on obtaining my bachelors in business management. I have well over 20 years of experience in management positions. I propose a $500,000 grant to crush any possibilities of failure. The monies would be carefully managed so as to “pay it forward” to the next retired soldier as soon as possible. The community would receive one of the best Pizza Franchises there is. Even if it ends up that I don't receive any grants or loans in order to open a Papa Murphy's Pizza; someone-anyone Please do, this area needs one.

    The break down Opening Package (including
    Equipment & Supplies), décor, cabinets, point-
    of-sale system and small wares $130,000
    Franchise Fee $25,000
    Deposit for Utilities/Lease $6,000
    Leasehold improvements $115,200
    Architectural drawings $4,500
    Signage $10,000
    Franchise Premises Rent – 3 months $14,985
    Inventory $7,000
    Payroll - 3 employees $99,000
    Initial Advertising $30,000
    Materials & Supplies $2,000
    Travel & Living Expenses While Training (Phase 1-4) $12,260
    Employee Training $1,500
    Insurance-3 months $1,175
    Bookkeeping/Payroll Services $1,600
    Additional Funds (working capital & living expenses) $20,000

    $480,220

    I appreciate so much that you took the time to read this and I wish you to have a wonderful day. I may consider opening if I had ($216,430).

    if you have $500,000 you could e-mail me at inneedof.monie@mail.com
    (more)
  • beach bum 2012/05/27 04:55:02
    This.
    beach bum
    pay off a relatives mortgage
  • Bob S 2012/05/26 14:59:29
    This.
    Bob S
    BAINS capital...
  • Lady Whitewolf 2012/05/26 11:12:09
    This.
    Lady Whitewolf
    +1
    Pay off ALL my bills - Clean Slate City!
    House and LAND
  • S. Gompers 2012/05/26 11:06:36
    This.
    S. Gompers
    A small farm, if you are giving anything to Wall Street anymore you are nuts.
  • Marcus Clark 2012/05/26 07:34:33
    This.
    Marcus Clark
    +1
    Need an answer for Both. I would invest it in this and that...
  • Night 2012/05/26 07:33:04
    This.
    Night
    +1
    Property and small businesses I think would work.
  • mrdog 2012/05/26 07:14:53
    This.
    mrdog
    +1
    Fadebook....ha ha...bark
  • EmoMcParland 2012/05/26 06:08:49
    This.
    EmoMcParland
    I would buy property here in California and flip houses
  • Wolfman 2012/05/26 05:44:17 (edited)
    That
    Wolfman
    +2
    Property

    prairie
  • Gail Betty 2012/05/26 05:33:16
    This.
    Gail Betty
    +1
    Real Estate in Jamaica
  • Hirnungah Mancandy 2012/05/26 05:32:42
    That
    Hirnungah Mancandy
    extensive psycho-therapy & a scooter .
  • Crime Time 2012/05/26 05:29:05
  • Lawnmowerman~PWCM~JLA 2012/05/26 05:03:26
    This.
    Lawnmowerman~PWCM~JLA
  • FrancheskahMae:) 2012/05/26 04:51:04
    This.
    FrancheskahMae:)
    +1
    The game of life.
  • pdarkow 2012/05/26 04:44:24
    This.
    pdarkow
    +1
    An apartment building and my trucking company
  • MAZ142 2012/05/26 04:33:25
    This.
    MAZ142
    +1
    Gold do it all the time because when gold goes up hahaha the return. . .
  • tobe 2012/05/26 03:35:26
    This.
    tobe
    +2
    walmart
  • POWERSHAKER 2012/05/26 03:06:51
  • Bibliophilic 2012/05/26 02:05:01
    This.
    Bibliophilic
    +2
    I'd invest in my education?
  • Relay 2012/05/26 02:02:22
    This.
    Relay
    +2
    property
    houses
  • Cthulhu 2012/05/26 00:34:28
    That
    Cthulhu
    +1
    IDK, maybe I would buy government bonds or put the money into bank CDs.
  • Elz 2012/05/26 00:30:16
    This.
    Elz
    +2
    honestly im not really sure. if i had my stuff together i would just invest it for school.
  • Sister Jean 2012/05/26 00:19:46
    This.
    Sister Jean
    +1
    pay off house go to Assisi give rest to nuns
  • paul Sister ... 2012/05/26 03:47:15
    paul
    +1
    Awwww ..........good answer Sister st francis
  • Zuggi 2012/05/25 23:56:59
    This.
    Zuggi
    +2
    250k in a startup I know and like, 250k split between 3 conservative mutual funds.
  • Shark Zuggi 2012/05/26 01:33:24
    Shark
    HA, you said "Conservative".
    snicker snicker.
  • #Justice4Trayvon 629 BLOCKT... 2012/05/25 23:51:02
    This.
    #Justice4Trayvon 629 BLOCKT CONS
    +1
    People will always need to eat. Therefore I'd invest in food companies.

    Guess you can tell I'm not a gambler lol. It's a safe investment with guaranteed growth.
  • Alexis 2012/05/25 23:49:57
    This.
    Alexis
    +2
    College.
  • David K 2012/05/25 23:47:19
    This.
    David K
    +1
    coffin manufacturing companies to cash in on death or pharmaceutical companies to cash in on the nations' growing obesity problems. i think when it comes to investing you are always safer betting on people as a whole to make the wrong choice.
  • Ken 2012/05/25 23:37:32
    This.
    Ken
    +1
    I do...

    I don't want to be precise about my portfolio size so let me describe it by percentages.
    1/3 is real estate
    1/3 is mutual funds
    1/3 is a self managed portfolio of stocks

    The real estate consists entirely of properties in Central Phoenix with one special circumstance which is in west Phoenix. It was all acquired from 2008 through 2010.

    The mutual funds are:
    25% foreign equities
    10% stable value bonds (almost a cash equivalent)
    25% large cap equity
    25% small cap equity
    15% dividend yielding equity

    The portfolio I manage is:
    40% technology (a mix of internet and traditional tech...mostly large cap)
    10% utilities
    10% drug stocks
    10% manufacturing
    5% "angel" capital.... i.e., a form of equity only available to "qualified investors" who can afford to lose their entire stake...I had hoped to be out of this position a long time ago but the company survives so I still have hopes of cashing out...and if I do, this position becomes 20% - 30% of this portfolio...of course that probably has a 50/50 chance of happening.
    25% cash which I am trying to reduce that .... it is just hard to find good companies)
    and if it isn't obvious the portfolio I manage is really about opportunity...I have worked in technology most of my life and so know this a bit.
  • RONNIE Ken 2012/12/07 10:46:59
    RONNIE
    +9
    IM BEING OFFERED 3 % WITH 33 % TAX.I NEED help...
  • Ken RONNIE 2012/12/07 17:22:55
    Ken
    Ronnie....I am not a fan of fixed rate investments. Nor do I know enough to offer you investment advise but if it was my money, I would consider buying the following equities instead: Intel (INTC) 4.5% dividend; DuPont (DD) 4% dividend; Merck (MRK) 3.9% dividend, McDonalds (MCD) 3.5% dividend; and United Parcel Post (UPS) 3.1% dividend. This diversified portfolio provides a higher yield and that yeild would be taxed at the dividend tax rate of 15% assuming you are in the 33% tax bracket.

    There are no guarantees ... the board can reduce dividends and share prices can fall but then again the board can increase dividends and share prices can rise as well. In an inflationary environment this upside potential offsets the downside potential assuming you do not expect to need your principle within the next several years.

    If you want to discuss investment ideas in more depth send me a note with an email address and we can exchange investment ideas with more confidentiality than here on a public forum. There are other interesting ideas, e.g., REITs, which provide even higher returns but also more risk. I would like to know more about your investment objectives and needs before suggesting things like that.
  • RONNIE Ken 2012/12/21 13:59:40
    RONNIE
    I bought South African rands.they are at a 2 year low and also give me 6% interest
  • Ken RONNIE 2012/12/21 17:38:13
    Ken
    Gold was an interesting play from 2004 to 2008. IMO, it has run its course although I still prefer it over bonds.

    I didn't realize how tightly linked oil and gold prices were until this cycle. It would have been much easier to play gold than oil. But oil prices have peaked for this cycle and so I suspect has gold.
  • Ken RONNIE 2012/12/21 17:39:36
    Ken
    It will be interesting to see how that investment does vs. the diversified portfolio I suggested. ... I am betting on the stocks but that is what makes the market.
  • Zolfie™ 2012/05/25 23:18:23
    This.
    Zolfie™
    +1
    I'd invest it in a business... not quite sure which business but I'd like to have control of said business so maybe I'd start a business of my own :)
  • Mechelle 2012/05/25 23:04:18
    This.
    Mechelle
    +1
    I would buy a home and invest the rest so my kids and grandkids could have some money in the future.
  • MikeOrtiz 2012/05/25 22:56:32
    This.
    MikeOrtiz
    +2
    I would pay off my mortage and put the rest into gold, copper and lead...

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