HALLOWEEN CANDY RECALLED
**** REQUEST WIDEST DISSEMINATION TO THOSE WITH CHILDREN ****
There is a new warning put out by the Canadian Food Inspection
Agency....
Sherwood brand Pirate's Gold Milk Chocolate coins are being recalled due
to the fact that they contain Melamine, the ingredient in milk products
that has caused many infant deaths in china. These candies are sold at
Costco, as well as many bulk and dollar stores.
Please make sure to check your children's Halloween candy and DO NOT
LET THEM EAT THE PIRATE COINS (you know the ones wrapped in the shiny
gold foil) and please let other parents know about this!
Confirmation at:
http://www.snopes.com/food/warnings/coins.asp
There is a new warning put out by the Canadian Food Inspection
Agency....
Sherwood brand Pirate's Gold Milk Chocolate coins are being recalled due
to the fact that they contain Melamine, the ingredient in milk products
that has caused many infant deaths in china. These candies are sold at
Costco, as well as many bulk and dollar stores.
Please make sure to check your children's Halloween candy and DO NOT
LET THEM EAT THE PIRATE COINS (you know the ones wrapped in the shiny
gold foil) and please let other parents know about this!
Confirmation at:
http://www.snopes.com/food/warnings/coins.asp
To my SH friends, I need to leave for a while :O(
I have decided to take a break from SH until after the Presidential Election, I am sick of reading all the things that are so rude and hurtful. I even have a guy telling me I have the IQ of a peanut because I disagreed with him. I can not do this anymore because it's upsetting me too much.
I will still be on Myspace so you can find me there :O)
If you need my myspace, give your myspace link to Storm or gwts and they will pass it along to me.
See ya in November :O)
I'm so sorry about this but I have to do what's best for my sanity.
I will still be on Myspace so you can find me there :O)
If you need my myspace, give your myspace link to Storm or gwts and they will pass it along to me.
See ya in November :O)
I'm so sorry about this but I have to do what's best for my sanity.
FROM A RETIRED BANKER: Jack Kelly
FROM A RETIRED BANKER
Written by Jack Kelly
Thursday, 18 September 2008
Lending money to people who probably won't pay it back isn't good
business. If you wrap crummy loans in a clever package, they're crummy loans.
Your typical Wal Mart shopper understands this. But the Masters of the
Universe on Wall Street and in Washington evidently didn't.
Ostensibly to aid the poor, the Clinton administration and
Congress encouraged lenders to give mortgages to poor credit risks. The combination of easy money and the expansion of the number of borrowers by extending loans to poor credit risks sent housing prices through the roof, creating the bubble whose bursting has led to this crisis.
Congress in 1999 repealed the law (the Glass-Steagall Act) that
established a bright line between commercial and investment banks. This meant bad investments by banks could jeopardize depositors.
Wall Street created 'derivatives' which multiplied profits in good times, but which also multiplied risk if there were defaults.
Most important was corruption and mismanagement at the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac), which together controlled 90 percent of the secondary mortgage market.
Once your bank has lent you money to buy a house, it can't lend the money again until you pay it back. But if your bank sells your mortgage, it can make another loan right away. Without the secondary market, most of the funds for home mortgages would dry up.
Fannie and Freddie went broke because they had bought billions of
dollars worth of sub prime mortgages, on which borrowers defaulted when the housing bubble popped. Fannie bought most of its bad mortgages from Countrywide Financial, whose CEO, Angelo Mozilo, gave sweetheart loans to senior executives of Fannie Mae.
Fannie and Freddie cooked their books so senior executives would be paid millions of dollars in bonuses to which they were not entitled. Inadequate regulation kept the book-cooking from being discovered until the crisis had become a catastrophe.
President Bush proposed regulatory reforms in 2003 but Congress took no action. In 2005, John McCain and three other GOP senators
proposed a strong reform bill. It died when Democrats threatened a filibuster.
When the bill was reintroduced in this Congress, Sen. Chris Dodd, the new Democratic chairman of Banking Committee, refused even to hold a hearing on it. Democrats opposed reform in part because they feared it would mean fewer loans to poor people.
'Fannie Mae and Freddie Mac are not facing any kind of financial
crisis,' Rep. Barney Frank, D-Mass, told the New York Times when the
Bush bill was introduced. 'The more pressure there is on these companies, the less we will see in terms of affordable housing.' Democrats and some Republicans opposed reform because Fannie and Freddie were very good at greasing palms. Fannie spent $170 million on lobbying since 1998, and $19.3 million on political contributions since1990.
The principal recipient of Fannie Mae's largesse was Sen. Dodd. Number two was Barack Hussein Obama.
Sen. Dodd was also the second largest recipient in the Senate of contributions from Countrywide's PAC and its employees. The number one senator on Countrywide's list? Barack Hussein Obama
Fannie Mae CEO Franklin Raines was forced to resign in December, 2004, because of 'accounting irregularities.'
The Washington Post reported July 16 the Obama campaign has called Mr. Raines 'seeking his advice on mortgage and housing policy matters.'
Sen. Obama appointed Mr. Raines' predecessor, James Johnson, as head of his vice presidential search committee, until he was also implicated in 'accounting irregularities,' and it was revealed he'd received cut rate loans from Countrywide.
Chicago billionaire Penny Pritzker, chairman of Sen. Obama's finance committee, cooked the books to conceal losses from subprime mortgages at her now defunct Superior bank. The holding company her family owned collected $200 million in dividends on phony profits.
The trouble with crony capitalism isn't capitalism. It's the cronies.
NOPE you are not going to find this information on the front page!!!!!!!!!!!
Written by Jack Kelly
Thursday, 18 September 2008
Lending money to people who probably won't pay it back isn't good
business. If you wrap crummy loans in a clever package, they're crummy loans.
Your typical Wal Mart shopper understands this. But the Masters of the
Universe on Wall Street and in Washington evidently didn't.
Ostensibly to aid the poor, the Clinton administration and
Congress encouraged lenders to give mortgages to poor credit risks. The combination of easy money and the expansion of the number of borrowers by extending loans to poor credit risks sent housing prices through the roof, creating the bubble whose bursting has led to this crisis.
Congress in 1999 repealed the law (the Glass-Steagall Act) that
established a bright line between commercial and investment banks. This meant bad investments by banks could jeopardize depositors.
Wall Street created 'derivatives' which multiplied profits in good times, but which also multiplied risk if there were defaults.
Most important was corruption and mismanagement at the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac), which together controlled 90 percent of the secondary mortgage market.
Once your bank has lent you money to buy a house, it can't lend the money again until you pay it back. But if your bank sells your mortgage, it can make another loan right away. Without the secondary market, most of the funds for home mortgages would dry up.
Fannie and Freddie went broke because they had bought billions of
dollars worth of sub prime mortgages, on which borrowers defaulted when the housing bubble popped. Fannie bought most of its bad mortgages from Countrywide Financial, whose CEO, Angelo Mozilo, gave sweetheart loans to senior executives of Fannie Mae.
Fannie and Freddie cooked their books so senior executives would be paid millions of dollars in bonuses to which they were not entitled. Inadequate regulation kept the book-cooking from being discovered until the crisis had become a catastrophe.
President Bush proposed regulatory reforms in 2003 but Congress took no action. In 2005, John McCain and three other GOP senators
proposed a strong reform bill. It died when Democrats threatened a filibuster.
When the bill was reintroduced in this Congress, Sen. Chris Dodd, the new Democratic chairman of Banking Committee, refused even to hold a hearing on it. Democrats opposed reform in part because they feared it would mean fewer loans to poor people.
'Fannie Mae and Freddie Mac are not facing any kind of financial
crisis,' Rep. Barney Frank, D-Mass, told the New York Times when the
Bush bill was introduced. 'The more pressure there is on these companies, the less we will see in terms of affordable housing.' Democrats and some Republicans opposed reform because Fannie and Freddie were very good at greasing palms. Fannie spent $170 million on lobbying since 1998, and $19.3 million on political contributions since1990.
The principal recipient of Fannie Mae's largesse was Sen. Dodd. Number two was Barack Hussein Obama.
Sen. Dodd was also the second largest recipient in the Senate of contributions from Countrywide's PAC and its employees. The number one senator on Countrywide's list? Barack Hussein Obama
Fannie Mae CEO Franklin Raines was forced to resign in December, 2004, because of 'accounting irregularities.'
The Washington Post reported July 16 the Obama campaign has called Mr. Raines 'seeking his advice on mortgage and housing policy matters.'
Sen. Obama appointed Mr. Raines' predecessor, James Johnson, as head of his vice presidential search committee, until he was also implicated in 'accounting irregularities,' and it was revealed he'd received cut rate loans from Countrywide.
Chicago billionaire Penny Pritzker, chairman of Sen. Obama's finance committee, cooked the books to conceal losses from subprime mortgages at her now defunct Superior bank. The holding company her family owned collected $200 million in dividends on phony profits.
The trouble with crony capitalism isn't capitalism. It's the cronies.
NOPE you are not going to find this information on the front page!!!!!!!!!!!
What do I do????
My daughter is in 3rd grade, she is VERY smart but she won't do her school work, not homework, school work, I'm not there to make her do it!
Isn't that the teacher's job?
She has 20 incomplete assignments, so she has to be in detention until they are all done and if she doesn't get it done by tomorrow morning the Principal said we'll need to discuss "a paddling"
She already got spanked at school last week for kicking a girl, I am so lost, I have no clue what to do with her, every week it's something else, the Principal must have me on speed dial.
This is making me so sick that I can't eat, I have lost 5lb in the last week.
I DON'T KNOW WHAT TO DO. She's making me crazy. Her older brother is nothing like this. What did I do wrong with her????
Isn't that the teacher's job?
She has 20 incomplete assignments, so she has to be in detention until they are all done and if she doesn't get it done by tomorrow morning the Principal said we'll need to discuss "a paddling"
She already got spanked at school last week for kicking a girl, I am so lost, I have no clue what to do with her, every week it's something else, the Principal must have me on speed dial.
This is making me so sick that I can't eat, I have lost 5lb in the last week.
I DON'T KNOW WHAT TO DO. She's making me crazy. Her older brother is nothing like this. What did I do wrong with her????
New Dollar bill
Keeping pace with today's economy, The Treasury Dept put a new dollar bill in circulation this week.
Crucial
Because of recent abductions
in daylight hours, refresh yourself
of these things to do
in an emergency situation...
This is for you,
and for you to share
with your wife,
your children,
everyone you know.
After reading these 9 crucial tips,
forward them to someone you care about.
It never hurts to be careful
in this crazy world we live in.
1. Tip from Tae Kwon Do :
The elbow is the strongest point
on your body.
=0 A
If you are close enough to use it, do!
2. Learned this from a tourist guide
in New Orleans
If a robber asks for your wallet and/or purse,
DO NOT HAND I T TO HIM.
Toss it away from you....
chances are that he is more interested
in your wallet and/or purse than you,
and he will go for the wallet/purse.
RUN LIKE MAD IN THE OTHER DIRECTION!
=0 A
3. If you are ever thrown into the trunk of a car,
kick out the back tail lights and stick your arm out the hole
and start waving like crazy.
The driver won't see you, but everybody else will.
This has saved lives.
4. Women have a tendency to get into their cars
after shopping, eating, working, etc., and just sit
(doing their checkbook, or making a list, etc.
DON'T DO THIS!)
The predator will be watching you, and this
is the perfect opportunity for him to get in
on the passenger side, put a gun to your head,
and tell you where to go.
AS SOON AS YOU GET INTO YOUR CAR ,
LOCK THE DOORS AND LEAVE.
If someone
is in the car
with a gun
to your head
DO NOT DRIVE OFF,
repeat:
DO NOT DRIVE OFF!
Instead gun the engine
and speed into anything, wrecking the car.
Your Air Bag will save you.
If the person is in the back seat
they will get the worst of it .
As soon as the car crashes
bail out and run.
It is better than having them find your body
in a remote location.
5. A few notes about getting
into your car in a parking lot,
or parking garage:
A.) Be aware:
look around you,
look into your car,
at the passenger side floor ,
and in the back seat
B.) If you are parked next to a big van,
=0 A
enter your car from the passenger door.
Most serial killers attack their victims
by pulling them into their vans while the women
are attempting to get into their cars.
C.) Look at the car
parked on the driver's side of your vehicle,
and the passenger side.. If a male is sitting alone
in the seat nearest your car, you may want to walk back
into the mall, or work, and get a
guard/policeman to walk you back out.
IT IS ALWAYS BETTER TO BE SAFE THAN SORRY. (And better paranoid than dead.)
6. ALWAYS take the elevator
instead of the stairs.
(Stairwells are horrible places to be alone
and the perfect crime spot.
This is especially true at NIGHT!)
7. If the predator has a gun
and you are not under his control,
ALWAYS RUN!
The predator will only hit you (a running target)
4 in 100 times; And even then,
it most likely WILL NOT be a vital organ.
RUN, Preferably in a zig -zag pattern!
8. As women, we are always trying
to be sympathetic:
STOP
It may get you raped, or killed.
Ted Bundy, the serial killer, was a good-looking,
well educated man, who ALWAYS played
on the sympathies of unsuspecting women.
He walked with a cane, or a limp, and often
asked 'for help' into his vehicle or with his vehicle,
which is when he abduc ted
his next victim.
9. Another Safety Point:
Someone just told me that her friend heard
a crying baby on her porch the night before last,
and she called the police because it was late
and she thought it was weird. The police told her
'Whatever you do, DO NOT
open the door.'
The lady then said that it sounded like the baby
=0 A
had crawled near a window, and she was worried
that it would crawl to the street and get run over.
The policeman said, 'We already have a unit on the way,
whatever you do,&n; bsp;DO NOT open the door.'
He told her that they think a serial killer
has a baby's cry recorded and uses it to coax
women out of their homes thinking that someone
dropped off a baby He said they have not verified it,
but have had several calls by women saying that
they hear baby's cries outside their doors
when they're home alone at night.
Please pass this on and DO NOT open the door
for a crying baby ----
This e-mail should probably be taken seriously because
the Crying Baby theory was mentioned on
America 's Most Wanted this past Saturday when the y profiled
the serial killer in Louisiana
((I did not write this, I just wanted to pass it along))
in daylight hours, refresh yourself
of these things to do
in an emergency situation...
This is for you,
and for you to share
with your wife,
your children,
everyone you know.
After reading these 9 crucial tips,
forward them to someone you care about.
It never hurts to be careful
in this crazy world we live in.
1. Tip from Tae Kwon Do :
The elbow is the strongest point
on your body.
=0 A
If you are close enough to use it, do!
2. Learned this from a tourist guide
in New Orleans
If a robber asks for your wallet and/or purse,
DO NOT HAND I T TO HIM.
Toss it away from you....
chances are that he is more interested
in your wallet and/or purse than you,
and he will go for the wallet/purse.
RUN LIKE MAD IN THE OTHER DIRECTION!
=0 A
3. If you are ever thrown into the trunk of a car,
kick out the back tail lights and stick your arm out the hole
and start waving like crazy.
The driver won't see you, but everybody else will.
This has saved lives.
4. Women have a tendency to get into their cars
after shopping, eating, working, etc., and just sit
(doing their checkbook, or making a list, etc.
DON'T DO THIS!)
The predator will be watching you, and this
is the perfect opportunity for him to get in
on the passenger side, put a gun to your head,
and tell you where to go.
AS SOON AS YOU GET INTO YOUR CAR ,
LOCK THE DOORS AND LEAVE.
If someone
is in the car
with a gun
to your head
DO NOT DRIVE OFF,
repeat:
DO NOT DRIVE OFF!
Instead gun the engine
and speed into anything, wrecking the car.
Your Air Bag will save you.
If the person is in the back seat
they will get the worst of it .
As soon as the car crashes
bail out and run.
It is better than having them find your body
in a remote location.
5. A few notes about getting
into your car in a parking lot,
or parking garage:
A.) Be aware:
look around you,
look into your car,
at the passenger side floor ,
and in the back seat
B.) If you are parked next to a big van,
=0 A
enter your car from the passenger door.
Most serial killers attack their victims
by pulling them into their vans while the women
are attempting to get into their cars.
C.) Look at the car
parked on the driver's side of your vehicle,
and the passenger side.. If a male is sitting alone
in the seat nearest your car, you may want to walk back
into the mall, or work, and get a
guard/policeman to walk you back out.
IT IS ALWAYS BETTER TO BE SAFE THAN SORRY. (And better paranoid than dead.)
6. ALWAYS take the elevator
instead of the stairs.
(Stairwells are horrible places to be alone
and the perfect crime spot.
This is especially true at NIGHT!)
7. If the predator has a gun
and you are not under his control,
ALWAYS RUN!
The predator will only hit you (a running target)
4 in 100 times; And even then,
it most likely WILL NOT be a vital organ.
RUN, Preferably in a zig -zag pattern!
8. As women, we are always trying
to be sympathetic:
STOP
It may get you raped, or killed.
Ted Bundy, the serial killer, was a good-looking,
well educated man, who ALWAYS played
on the sympathies of unsuspecting women.
He walked with a cane, or a limp, and often
asked 'for help' into his vehicle or with his vehicle,
which is when he abduc ted
his next victim.
9. Another Safety Point:
Someone just told me that her friend heard
a crying baby on her porch the night before last,
and she called the police because it was late
and she thought it was weird. The police told her
'Whatever you do, DO NOT
open the door.'
The lady then said that it sounded like the baby
=0 A
had crawled near a window, and she was worried
that it would crawl to the street and get run over.
The policeman said, 'We already have a unit on the way,
whatever you do,&n; bsp;DO NOT open the door.'
He told her that they think a serial killer
has a baby's cry recorded and uses it to coax
women out of their homes thinking that someone
dropped off a baby He said they have not verified it,
but have had several calls by women saying that
they hear baby's cries outside their doors
when they're home alone at night.
Please pass this on and DO NOT open the door
for a crying baby ----
This e-mail should probably be taken seriously because
the Crying Baby theory was mentioned on
America 's Most Wanted this past Saturday when the y profiled
the serial killer in Louisiana
((I did not write this, I just wanted to pass it along))
3 kids fishing
The story of 3 kids fishing!
Barak Obama was out jogging one morning along the
parkway when he tripped, fell over the bridge railing and
landed in the creek below.
Before the Secret Service guys could get to him, 3
kids who were fishing pulled him out of the water. He
was so grateful he offered the kids whatever they
wanted.
The first kid said, 'I want to go to Disneyland '
Barak said, 'No problem, I'll take you there on my
special Senator's airplane.'
The second kid said, 'I want a new pair of Nike Air
Jordan 's shoes.'
Barak said, 'I'll get them for you and even
have Michael Jordan sign them!'
The third kid said, ' I want a motorized wheelchair with a
built in TV and stereo headset!'
Barak was a little perplexed by this and said, 'But you don't
look like you're handicapped.'
The kid said, 'I will be after my dad finds out I saved your
ass from drowning!'
Barak Obama was out jogging one morning along the
parkway when he tripped, fell over the bridge railing and
landed in the creek below.
Before the Secret Service guys could get to him, 3
kids who were fishing pulled him out of the water. He
was so grateful he offered the kids whatever they
wanted.
The first kid said, 'I want to go to Disneyland '
Barak said, 'No problem, I'll take you there on my
special Senator's airplane.'
The second kid said, 'I want a new pair of Nike Air
Jordan 's shoes.'
Barak said, 'I'll get them for you and even
have Michael Jordan sign them!'
The third kid said, ' I want a motorized wheelchair with a
built in TV and stereo headset!'
Barak was a little perplexed by this and said, 'But you don't
look like you're handicapped.'
The kid said, 'I will be after my dad finds out I saved your
ass from drowning!'
